Special Event Products — Sports & EntertainmentThe Entertainment/Sports/Leisure industries play an ever-expanding role in American culture. From County Fairs to Music Festivals to Amateur Athletics, the choices for public entertainment and sports participation are nearly endless these days.

WSI understands the importance of Entertainment and Sports in our society, and we maintain a broad portfolio of Insurance and Risk Management programs to protect the financial interest of Event Organizers and Sports Organizations nationwide. We provide comprehensive programs for Fairs/Festivals, Concerts, Motorsports, Amateur Sports Organizations and Events, and Venues.

With a comprehensive list of coverage solutions, WSI can tailor a program to fit the specific needs of your organization or event.

Spectator Liability — Fairs, Festivals, Special Events

Liability protection for Bodily Injury or Property Damage claims from spectators at your public events.


Year-Round Premises Liability and Spectator liability for scheduled events. Additional coverage available for Commercial Property, Equipment, Business Auto, Crime Coverage.

Volunteer Accident Insurance

Accident Excess Medical and Accidental Death & Dismemberment coverage for Volunteers working on behalf of the Policyholder. Coverage available per-event or annually.

Participant Accident Insurance

Accident Excess Medical and Accidental Death & Dismemberment coverage for Athletic Participants provided on a per-event or Association basis.

Directors & Officers Liability

Coverage for Liability imposed for claims of alleged “wrongful acts” committed by an Association or Committee, typically with regard to rulebook/bylaw interpretation or decisions made by the Board of Directors.

Prize Indemnification/Contingency

Coverage provided to reimburse the policyholder for cash prizes awarded to members of the public for “games of chance” promotions.

Rain/Weather/Event Cancellation

Rain insurance provides protection against a specific amount of rain during a specific time period. A pre-determined benefit sum is paid if the terms of the policy are met.
Event Cancellation Insurance provides coverage to reimburse unrecoverable expenses and lost revenues due to necessary cancellation or postponement of an event for multiple perils (catastrophic weather, Terrorism, Non-Appearance, Civil Authority, Communicable Disease, Structural Collapse, etc.).